Our Services

 

We serve individuals and businesses in all areas of investment planning and money management to include but not limited to:

• Retirement planning - Help making the most of your employer-sponsored retirement plans and IRAs; determining how much you may need to retire comfortably; managing assets before and during retirement.

• Tax management1 - Help making sure your portfolio is tax-efficient. Developing tax saving investment strategies. Referring you to qualified tax specialists.

• Estate planning1 - Working with our estate-planning and trust specialists2 to review your wills and trusts, help preserving your estate for your intended heirs, help with beneficiary designations, reduce potential exposure to estate taxes and probate costs and coordinate with your tax and legal advisors.

• Education funding - Recommending investment and accumulation strategies to help you pay for your children's education.

• Risk management - Reviewing existing insurance policies. When suitable, help finding a new policy for your specific situation.3

• Investments - Determining your asset-allocation needs.4  Helping you understand your risk tolerance. Recommending investment vehicles to help you reach your goals.

• Employee and executive benefits - Helping your business attract and retain qualified employees through benefit packages.


1Prato Capital Management and Wells Fargo Advisors Financial Network, LLC do not provide tax or legal advice. Please consult with your tax and legal advisors before taking any action that may have tax consequences.

2Trust services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors.

3Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies. Not available in all states.

4Asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns.